Renting it out · 2 July 2026 · 6 min read

What a two-bed near the beach really earns.

“It rents for €1,200 a week” is true the way “Ireland gets sunny days” is true. Let us do the whole year instead, on a realistic case: a licensed two-bed apartment, ten minutes' walk from the beach in Fuengirola, bought at €350,000, professionally managed because the owner lives in Ireland.

The gross, honestly built

Peak summer (roughly 8 weeks): strong demand at €900 to €1,200 a week. Shoulder months (May, June, September, October): €500 to €700 with decent occupancy. Winter: monthly lets to long-stay visitors at €900 to €1,200 a month, or gaps. A well-run year lands somewhere around €22,000 to €28,000 gross, and that assumes good photos, fast responses and sensible pricing, which is what management is for.

Now the subtractions

Annual cost against the rentalTypical
Management (15 to 25% of bookings)€4,000 – €6,000
Platform commissions, cleaning gaps, laundry€1,500 – €2,500
Extra utilities, wifi, wear and tear€1,200 – €2,000
Community, IBI, insurance (owned anyway)€2,500 – €4,000
Tax on net rental income (EU non-resident, 19%)€1,500 – €2,500

Which leaves a realistic net of roughly €10,000 to €14,000 in a good year: a 3 to 4% net yield on the purchase, before you count your own summer fortnight in it, which most owners rightly do count.

What moves the number most

The licence and community rules (no licence, no legal income: see the holiday lets guide). Walking distance to beach and train, which drives shoulder and winter demand. Your own usage: taking August for yourself costs €4,000+ of the gross. And management quality, which is the difference between 60% and 80% occupancy far more often than the apartment is.

The verdict

A well-chosen, licensed two-bed pays its running costs, funds the flights, and throws off real money in good years. What it does not do is “pay for itself” in the mortgage-covering sense the bar-stool version promises. Buy for the life, let it fund the life: that maths works.

Figures are realistic 2025-26 ranges for the mid coast, not projections for any specific property. General information, not financial advice.

Run the numbers on a real property